Health and Safety

Having a pre-existing condition can make getting health insurance in Texas very complicated. Unfortunately, some companies will not give you insurance at all if you have a pre-existing condition. Even if you are lucky enough to get the insurance, you will get it at a much higher rate and with a higher deductible because you are considered to be high risk.

Fortunately, there is an answer for people with pre-existing conditions that need health insurance in Texas. The answer is the Texas Health Insurance Risk Pool, aka the Texas Health Pool, which provides health insurance in Texas for people who might not otherwise be able to qualify. They are a godsend for people who have a pre-existing condition.

There is, unfortunately, a downside to this type of health insurance alternative and that is that it costs twice as much as normal insurance for a couple of reasons. The first is due to the limited number of resources of this type that are available. And the second Read More