Health and Safety

Over the last 10 years, as California health insurance costs have increased significantly, there has been an explosion in both the availability and marketing of so-called discount health plans as we term them in the industry. It’s important to understand how they work and more importantly, how they do NOT work.

First a quick refresher on the whole point of health insurance protection to begin with. Health insurance is coming full circle back to its original design and intent. Originally, health insurance was structured to actually protect from the really big bill. Typically, you had a choice of high deductible and a very simple plan design. As the market matured, copays, co-insurance, and other bells and whistles began to appear. This trend started in the group health insurance market. Group health plans became a tool to for attracting and keeping valued employees. This benefits “arms race” came with a price tag. In the early 90’s, medical claims Read More

Because periods of crisis loom every now and then, people are constantly looking for ways to save and get higher value for their money. Health insurance plans are now being viewed more meticulously by contentious buyers than before. You should always get the right plan that adequately provides for your primary concerns at a very reasonable price.

About Discount Health Plans

A number of plans give anywhere between 10% to 50% discount on dental and medical services. The health care provider that renders the service has already agreed to be listed and signed a contract with the discount company. The discount company will then provide the benefit of added publicity and presenting a constant flow of traffic to the professional so he or she always has a source of income. The lower percentage agreed upon will be passed on to subscribers of the health insurance plan.

Choosing the Right Discount Health Plan

Getting a discount health plan will Read More