Health and Safety

Soy is an excellent source of plant-based protein that can benefit those concerned about their heart and bone health, as well as their breast and prostate health.

Heart health benefits of soy: A meta-analysis of 38 studies indicates that consuming protein from soy foods is linked to retaining normal cholesterol levels. Another study suggests that soy protein may have antioxidant properties that helps protect bad(LDL) cholesterol from oxidizing.

Beyond the potential of soy protein to positively impact the cholesterol that travels through arteries, soy isoflavones may also support the healthy function of the arteries themselves. One study showed that menopausal women taking soy protein supplements (rich in isoflavones) experienced a significant improvement in elasticity of their arteries.

This elasticity has been shown to decline with age, a change that is viewed as a risk factor for cardiovascular health. Some Read More

One size doesn’t necessarily fit all when it comes to health insurance. But if you have a group insurance plan, such as through your employer, you have to accept the coverages and deductibles they offer. A personal health insurance plan, on the other hand, lets you pick the coverages that are right for your health needs and that fit your budget.

What Is Personal Health Insurance?

A personal health insurance plan can be anything you need it to be:

* A comprehensive insurance policy to cover you and your entire family long-term.

* A short-term insurance policy to cover you when you are between jobs.

* A supplement to cover gaps in your existing health insurance policy.

Saving on Personal Health Insurance

Personal health insurance plans may be more costly than group plans because you are not sharing the cost with your employee. To help Read More

Anyone who has experienced having a pet, knows beyond a doubt of their vital importance for our lives and emotional health. Whether it’s a dog that warns us of danger, protects us or comforts us when we’re feeling “down” or it’s a cat in a hospice that curls up beside a dying patient to be with and comfort them in a time of deep, mystical transition beyond words and cognitive understanding. Pets have been a important part of providing companionship and comfort for elderly people. Dogs, cats, horses, and other animals have been our children’s teachers providing lessons of love, responsibility, confidence, sharing, comfort, strength, courage, play, communication, laughter and many other essential life lessons. It has been shown that the touch of a pet literally improves our physical health as well as our emotional health.

We share so much in common with our animal friends. We realize that part of what we share Read More

Health insurance prices are constantly on the rise. There are many people even those who live in exclusive neighborhoods such as Beverly Hills, California who feel their health insurance is too much. There is another segment of the population who believe they do not need health insurance because they are healthy and have never had any major medical problems. This kind of thinking gives them a false sense of security because in actuality you do need health insurance. For residents of Beverly Hills there are countless affordable health insurance options for yourself or your family. s health insurance is security against the countless types of health problems that could occur in the future. As an individual you have no way of knowing what those might be, so it is always best to be prepared.

The first place to look at affordable health insurance is with your state Medicaid. Every state has a Medicaid program that is there to help the residents. You could Read More

Florida Group Health Insurance is very difficult to compare with individual health insurance. Recent polls taken by the Washington Post said that “33% of the consumer population didn’t realize that group and individual health plans are different”. How do I get a group health insurance policy? And what are my options to get lower cost health insurance?

Group health insurance plans allow you to participate in a good policy, based on your inclusion in a specific workplace group of people. If you’re a business owner, then offering a good group health insurance plan is the best idea for a many reasons.

Do you qualify for one of these plans? Many employers think that, with just a few employees, their businesses are too small. To the contrary, even a two person company can qualify for a group health plan.

The terms “two person” company, I’m including you, the owner, as one of Read More

The best way to find affordable, low cost health insurance is to have an employer-sponsored group health insurance plan. Group health insurance plans are the most affordable, low cost health insurance plans out there, aside from state-sponsored health insurance plans. If you can obtain a group health insurance plan from your employer, you will pay even less for your health insurance than you would if you purchased a group health insurance plan on your own.

Most employers have certain requirements an employee must meet before he or she can be a part of the employer-sponsored group health insurance plan. These requirements range from the number of hours the employee works, to the employee’s status, i.e., whether the employee works full-time or part-time. Employers sometimes have time requirements as well. This means the employee must be with the company for a certain amount of time before he or she is considered eligible for the employer-sponsored group Read More

The question is not whether your employer will drop its employee group health plan, but when. The good news is that the alternatives are actually better than the current system.

Changing times are eroding the old system

When group health insurance developed during World War II to attract a shortage of workers, health costs were relatively low and lifetime employment was common. While technology has made companies more efficient, the increased competition has strained profit margins in many industries. In an era of increased efficiencies, health care costs, on the contrary, are steadily rising 2 to 3 times faster than inflation.

Five-year decline in employer-provided health insurance

In 2005 nearly 4.5 million fewer workers had employer-provided health insurance than in 2000. The downward trend continued even during upswings in the economy such as between 2004 and 2005 when over 2 million jobs Read More

So your employer in Dallas, Houston or any place in Texas doesn’t offer health insurance. Perhaps you can’t afford to pay for a health plan. Or maybe you just don’t want pay for health coverage because you’re healthy enough that you feel “you don’t need it.” If you fall into any of these categories, you may be a candidate for a “catastrophic” health insurance plan, or what is sometimes called a “high deductible” health plan (HDHP).

Catastrophic health insurance is usually characterized by its high deductibles and low monthly premiums. These plans typically cover major hospital and medical expenses only above a certain deductible. This means you are likely to pay out-of-pocket for most everything else, like routine doctor visits and many, if not all, prescription drugs.

The many catastrophic health insurance plans offered these days cover expenses for hospital stays, Read More

Your personal health information – do you know who has it or where to find it in Dallas, Houston or in the other Texas cities where you have lived? Do you have it? In most cases, a complete record of all of your personal health information can’t be found at any single location or in any consistent format. Each one of your healthcare providers (family practitioner, allergist, OB-GYN, etc.) compiles a separate medical record on you. And often times, these multiple medical records can lead to an incomplete story about your health.

Keeping your own personal health record (PHR) provides doctors with valuable information that can help improve the quality of care you receive. A PHR can minimize or eliminate duplicate tests. It can also help you receive faster, safer treatment and care in an emergency. In short, with a PHR, you can play a more active role in your healthcare.

Starting a Personal Health Record

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Due to increased medical costs, rising malpractice insurance rates, and increased longevity rates, health insurance premiums have doubled in the last few years. But you can still get a cheap rate on Maryland health insurance if you know how.

Government Health Insurance Programs

Maryland offers a number of government sponsored health insurance programs. Depending on your level of eligibility, these programs are either very cheap or cost nothing at all. These programs include:

* Maryland’s Medical Assistance Program (Medicaid) for low-income families, children, pregnant women, women with breast or cervical cancer, the elderly, and people who are blind or disabled.

* Maryland’s Children’s Health Program (MCHP) for uninsured children under the age of 19 whose family’s income is less than 200% of the federal poverty level.

* Maryland’s Read More