Health and Safety

One size doesn’t necessarily fit all when it comes to health insurance. But if you have a group insurance plan, such as through your employer, you have to accept the coverages and deductibles they offer. A personal health insurance plan, on the other hand, lets you pick the coverages that are right for your health needs and that fit your budget.

What Is Personal Health Insurance?

A personal health insurance plan can be anything you need it to be:

* A comprehensive insurance policy to cover you and your entire family long-term.

* A short-term insurance policy to cover you when you are between jobs.

* A supplement to cover gaps in your existing health insurance policy.

Saving on Personal Health Insurance

Personal health insurance plans may be more costly than group plans because you are not sharing the cost with your employee. To help Read More

Due to increased medical costs, rising malpractice insurance rates, and increased longevity rates, health insurance premiums have doubled in the last few years. But you can still get a cheap rate on Maryland health insurance if you know how.

Government Health Insurance Programs

Maryland offers a number of government sponsored health insurance programs. Depending on your level of eligibility, these programs are either very cheap or cost nothing at all. These programs include:

* Maryland’s Medical Assistance Program (Medicaid) for low-income families, children, pregnant women, women with breast or cervical cancer, the elderly, and people who are blind or disabled.

* Maryland’s Children’s Health Program (MCHP) for uninsured children under the age of 19 whose family’s income is less than 200% of the federal poverty level.

* Maryland’s Read More

Florida Health Insurance Rate Hike

Florida Health insurance premiums have touched new heights! Every Floridian has the common knowledge that most annual health insurance contracts will endure a rate increase at the end of the year. This trend is not new and should be expected. Every time this issue pops up it seems as though the blame game starts. Floridians blame Health insurance companies; Health insurance companies blame Hospitals, Doctors and other medical care providers, Medical care providers blame inflation and politicians, well, we really don’t know what they do to help the issue… No one seems to be interested in finding the real cause of the health insurance premium rate increase. Most individuals, self employed, and small business owners have taken Florida Health Insurance Rate Hikes as the inevitable evil.

Hard Facts

What are various reports telling us? Why do Health insurance premium have annual Read More