Rules You Should Know With Your Health Insurance
Saturday, April 3rd, 2010
Health insurance companies can be vicious, especially now that they too need to strangle with the global economic crisis. The possibility is made even clearer by the records of complaints against insurers. Anyone can be a victim and it can happen with group, individual, group, and job-based health insurance plans so federal and state laws provide the legal protections. We must never forget though, that these very same laws protect insurance companies as well.
Employer-sponsored group health plan rules are basically the same in different states for it is the federal government that set it. Additional state laws may modify protections, though. Non-discrimination protection, for instance, says that no employer should base eligibility for group health plan on health status. This also applies to benefits offered but not with offering different coverage. As with special enrollment period, 30 days should be given the employee to enroll or change health plan Read More