Tips to Finding Self Employed Health Insurance
Sunday, February 7th, 2010Self employed health insurance is a challenging product to find, particularly in the United States. Part of the problem with getting health insurance in general is that during World War II, when there were wage and price controls, health insurance became one of the benefits offered by your employer. It can be expensive but with some information in hand before you start shopping, good and affordable deals can be found.
For health insurance carriers, being bundled as an employment benefit means that there’s less risk in offering a policy. With lower risk in creating the policy, the standard “comprehensive” policy can be cheaper and cover a wider assortment of coverages. Since it’s a pre-tax expense for corporations under US tax code, this means that there’s a strong incentive for companies to cover part (and in a few cases, all) health care expenses for their employers.
However, self employed health Read More