Health and Safety

You now are the proud owner of a health insurance policy through your place of employment, but you have no clue what anything in it means. You start reviewing the policy and it gets more confusing as each word is read. This happens too often to a lot of people and it shouldn’t. Insurance policies for the most part are simple to understand if you know the language they speak. Now if you don’t that’s another story. Let’s get started and see if we can help you make sense of your new health insurance policy.

The first things you want to understand are the many terms that are in your policy. One of the common terms that you will see a lot and deal with a lot is a deductible. A deductible is what you would have to pay before any benefits in your health insurance policy would be accessible. Usually this is an annual amount and will vary greatly by the underwriters of the policy. Most of the time there are separate deductibles for an Read More

This interview is an excerpt from Kevin Gianni’s Renegade Roundtable, which can be found at http://www.RenegadeRoundtable.com. In this excerpt, Dr. Jason Deitch shares on taking responsibility for our own health and understanding the health care account option.

Dr. Deitch is the co-author of the best-selling book “Discover Wellness: How Staying Healthy Can Make You Rich.” Dr. Deitch is also the founder of Discover Wellness Center and the Chief Wellness Officer of the Master’s Circle and WellCall, Inc.

Kevin: We’re about 20 minutes into the call. I just want to remind you that you can find out more information about Dr. Jason at this address: www.discoverwellnesscenter.com. Dr. Deitch, I want to take it back to the consumer here and I want to talk about this team. This team sounds a little bit overwhelming. From someone that may be thinking they don’t have the money to be supporting a team to help with their health. What Read More

Many people are looking for a more holistic health approach to meet their health care needs these days, but don’t quite understand what it means or how it will benefit them. More and more consumers are becoming aware that our current health care system is failing us in more ways than one and some kind of action is required, but get frightened or diverted by other’s negative perceptions and skepticism of natural health which is really based on misinformation and lack of understanding.

Most skepticism of alternative health modalities is fueled by the unfortunate fact that modern medicine tries to discredit alternative means of healing because it is much more profitable for them to use surgery and pharmaceuticals, not on any real grounds for concern. The topic of alternative health always brings out the doubting Thomas’s who scream quackery and voodoo. You may hear that they tried a holistic method without any success or that they had some weird side Read More

In a contract like the individual health insurance, there is a need for a person to understand what he is paying for. Knowing what he pays for means he can take advantage of these services with no hesitation when the time comes. And in the contract like the individual health insurance where there will be an agreement between two parties, the contract will contain of a listing of the medical benefits and services. Some of the services and benefits that will be itemized in the health insurance include medical tests, drugs and other treatment services. If on the said health insurance plan the insurance provider agrees to cover the cost of these benefits, then these are called covered services in the industry. Whatever services are listed in the contract and signed by the health insurance provider then these form part of the health insurance coverage.

Learn to know what are covered in health insurance and what are not

The plan does not only list the covered services that Read More